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Every homeowner’s journey is unique. We customize mortgage options to match your needs, budget, and long-term goals.
With years of experience in Virginia’s housing market, we provide guidance that’s rooted in local knowledge and trusted results.
No jargon, no confusion just a step-by-step approach that keeps you informed and confident at every stage.
We’re more than brokers; we’re your partners. From first consultation to closing day, we stand by you with honest advice and care.
Turning Numbers Into Real Results

Focused and Professional
Loan Options Designed to Fit Your Unique Journey
- Tailored solutions for first-time buyers
- Flexible options for self-employed professionals
- Dedicated support for military families
- Specialized financing for commercial properties
What We Offer
Smart Loan Options for Every Homebuyer.
A classic mortgage option with stable and competitive rates. Ideal for buyers with strong credit and steady income. Offers flexible terms to match your financial goals.
Government-backed loan perfect for first-time buyers. Lower down payment and easier qualification process. Affordable path to homeownership with trusted support.
Exclusive program for veterans and active service members. No down payment and reduced closing costs. Honoring your service with affordable home financing.
Flexible financing designed for businesses and property investors. Helps expand, purchase, or refinance commercial properties. Tailored solutions to support long-term growth and success.
Designed for rural and suburban homebuyers seeking affordability. Offers low interest rates and flexible qualification. Making homeownership accessible where it matters most.
Tap into your home's equity with a HELOC for flexible funds whenever you need. Borrow, repay, and reuse with ease for any major expenses.
Upgrade your home effortlessly with a Renovation Loan. Get the funds you need to repair, remodel, or enhance your property with easy repayment options.
Secure your home with a Fixed Rate Mortgage and enjoy predictable monthly payments. Lock in a stable interest rate for the entire loan term for peace of mind.
Make homeownership easier with Down Payment Assistance. Get financial help to cover your down payment and move into your dream home sooner.
Finance your investment property with a DSCR Loan, designed to evaluate cash flow for easy approval. Borrow confidently based on your property's income potential.
Own property in the U.S. with a Foreign National Loan. Designed for non-U.S. citizens, it provides flexible financing options to make homeownership possible.
Get home financing with a Non-QM Loan, ideal for borrowers who don’t meet traditional mortgage requirements. Flexible terms make homeownership accessible to more people.
Finance high-value properties with a Jumbo Mortgage Loan. Get larger loan amounts with competitive rates and flexible terms for your dream home.
Why Choose Us
The Right Partner for Your Home Journey
We listen to your needs and craft mortgage solutions that fit your lifestyle. Every step is tailored so you can move forward with confidence.
With years of experience in Virginia’s housing market, we know what works. Our insight helps you secure the right loan, faster and smarter.
No jargon, no confusion—just honest advice and clear communication. You’ll always know what to expect from start to finish.
We’re more than brokers; we’re partners in your journey. Our mission is to make homeownership simple, stress-free, and achievable.
Guiding You Home with Care and Clarity
Lisa Paulette2025-09-09Trustindex verifies that the original source of the review is Google. Duane Buziak was a Godsend. With patience and outstanding professionalism, Duane guided me through not only a new home purchase, but navigating an emotional life transition. He is a master who competes with only him self…as he is number 1. He works tirelessly to garner the best interest rate and loan situation. He is respected by his peers and other professionals within his network. I couldn’t have made it through this daunting experience without his encouragement and expertise. Cecilia Morejon2025-09-05Trustindex verifies that the original source of the review is Google. Although I had an overwhelming complicated style of income, Duane was a rockstar and made it happen. He dug around and found what worked for me and when lenders complicated the process even more, Duane was on top of things and we worked it out together. Things got done efficiently and neatly. A true master in his field! You can tell he lives and breaths his career and loves what he does. 🙌🙌🙌 John Steffy2025-08-29Trustindex verifies that the original source of the review is Google. Duane is the real deal Is he over the top…Absolutely! Is he aggressive…Yes! Will he reach out to you as soon as you inquire…you bet!!! And at the end of the day he will use that energy to get you the best deal that fits your needs. We started out working with him almost 3 years ago. We were in a desperate situation. We did not have the necessary history for a conventional mortgage. The company that Duane worked for them did not handle such cases. When he exhausted all available avenues at his disposal, he gave me another contact who handled those cases. While that broker was far from the worker Duane was, he had an angel working for him “Crystal” her hard work and council led us to getting it done… Flash forward to this month. I had always said I would seek Duane when we were able to refinance…our pay history was now sufficient, our credit scores had been pushed up. Duane sends an email. We reconnected. Talking at 10pm ( someone who sleeps less than me) 2am emails ( yes I was up as well) 3 weeks later We just signed our refi loan 3.5% drop Closing was 2 weeks ahead of schedule No glitches! Why Duane knows the business! Duane grinds! Duane listens to what you want! Duane doesn’t push at the end! Thank you Maestro! Kyle Blackwell2025-08-27Trustindex verifies that the original source of the review is Google. Duane and his team were amazing! He gets the rates and deals done. Trusted broker, I will recommend him to any in Virginia! Duane I couldn't thank you enough giving me the confidence to be able to close and open a new chapter in my life. J R2025-08-15Trustindex verifies that the original source of the review is Google. Duane was super knowledgeable and definitely the best broker I've used–he really fought to get us the best rate possible and kept me in the loop at all times. No Thanks2025-08-05Trustindex verifies that the original source of the review is Google. As you can tell by my username I am not a publicity hound. But I have to stop and thank Duane Buziak. I know he is the maestro but I didn't know he also saves money on title fees too. Wow. I compared over 7 different title companies and it wasn't even close. Talk about someone going the extra mile. Best rates lowest fees, and then he sent me a title company that I swear to God charged almost nothing for title fees. Amen. He goes above and beyond anyone. I had purchased 4 homes before this, never had a smoother, easier, less painful experience. And the savings, they are very real. If you are not using Duane Buziak for your mortgage, why? Naomi Hoehn2025-07-29Trustindex verifies that the original source of the review is Google. ⭐️⭐️⭐️⭐️⭐️ I’ve worked with many lenders over the years, but Duane Buziak continues to set the gold standard. I’ve trusted him with countless clients — and recently, I had the pleasure of working with him on my own home purchase. Simply put, Duane is outstanding. He brings a rare combination of deep industry knowledge, creative problem-solving, and genuine care for the people he works with. He doesn’t just get deals done — he gets them done right, with clarity, integrity, and speed. When things got stressful, Duane was the steady hand I needed, always two steps ahead and laser-focused on solutions. Throughout the process, Duane was incredibly responsive (even after hours), always keeping me informed and confident in every step. He explained every detail with patience, offered insightful guidance on financing options, and made sure the entire transaction was smooth and on schedule. As both a real estate professional and a recent client, I can confidently say Duane is the kind of lender every agent wishes they could work with. He’s not just good — he’s a game-changer. I wouldn’t hesitate to recommend him to anyone looking to buy, refinance, or simply understand their options. If you’re lucky enough to work with Duane Buziak, you’re in the best hands. Keerthi G2025-07-24Trustindex verifies that the original source of the review is Google. Duane is very hardworking and knowledgeable,got us the best deal